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This rapidly evolving coronavirus (COVID-19) has imposed an unsettling, fluid situation upon our community and its businesses. As we learn more and more about COVID-19 and the disease it causes, we want to share with you the preparations that we have undertaken to protect the interests of our clients and our employees. We take extremely seriously our responsibility to provide our clients and our colleagues a safe, healthy and secure business environment. to that extent, we have stepped up our sanitation procedures and are disinfecting all areas one a daily basis. Our business continuity plans provide colleagues the ability to work at remote locations, including their homes. We are certain to learn more in the next few weeks about this coronavirus and the impact on the health of our clients and colleagues, on our society and on the global economy. We commit to you that we will take whatever steps are necessary as a business and to do so in a fully transparent manner.